Get Your FIRST TIME Home Buyer Guide


2023
Cover

A guide to buying

YOUR FIRST HOME

Buying a Home The Complete Playbook

  1. Comprehensive guide for first-time home buyers.
  2. Helps buyers navigate the complex and often confusing home buying process.
  3. Provides useful tips for finding the right home and negotiating a fair price.
  4. Includes information on financing options and how to secure a mortgage.
  5. Helps buyers avoid common mistakes and pitfalls in the home buying process.
  6. Provides guidance on home inspections and how to spot potential problems.
  7. Updated regularly to ensure accuracy.
  8. Includes checklists and other helpful tools to streamline the home buying process.
  9. Helps buyers feel confident and empowered during the home buying process.

Mortgage Calculator

Estimate your monthly payment and see how much house you can afford.

$
2,621.73
Your estimated Monthly payment
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Payment Breakdown

Created with Highcharts 7.2.2$ 2,621.73Monthly paymentPrincipal & Interest : $1991Extra Payments : $0Home Insurance : $102Property Taxes : $365HOA Fees : $0PMI : $164

Customize your mortgage payment

Principal & Interest
1,991.01
Monthly Extra Payment + Add Extra Payments
0
Home insurance (per year)
%
$
Property Taxes (per year)
%
$
HOA Fees (per month)
$
PMI (per year)
%
$
Total Monthly Payment
2,621.73

Total Of All Payments

Down Payment & One-time Expenses
44,800
Principal
315,000
Interest
401,765.14
Extra Payments
0
Home insurance
36,750
Property taxes
131,248.8
HOA fees
0
PMI (until May 2, 2035)
18,497.93

Amortization Schedule

Created with Highcharts 7.2.2Mortgage Payment / yearBalance20252026202720282029203020312032203320342035203620372038203920402041204220432044204520462047204820492050205120522053205420550500010000150002000025000080000160000240000320000400000

Mortgage Payoff Date:

May 2
2055

Payment breakdown as of 2025

Remaining Balance
312,973.96
Principal
2,026.04
Interest
11,911.07